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An average guys journey to managing and growing his money by investing in index funds and attempting to make smart financial decisions.
Read latest article: Why I think EQ Bank is the Best High Interest Savings Account

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Why I Think EQ Bank is the Best High Interest Savings Account

When the big banks are offering 0.9% - 1.1% interest rates on their “high interest” savings accounts, with some of them requiring minimum balances of $5,000, you really have to wonder what other options are out there. After having made the move for my day-to-day banking to an online bank in the form of Tangerine, I decided to take the next step and open a savings account with an online bank that consistently has one of the highest interest rates; more than double than what the big 5 offer! From my research, EQ Bank is one of the best high interest savings account  with their 2.30% everyday …

July/August 2018 – Investment Portfolio Growth

Summer is over, so it's time to look at how my investment portfolio grew over July and August! Over the 2 months, my net worth of investments rose over the $200,000, with gains in my Index Funds and home equity off-setting my cryptocurrency losses. As I feel like I always need to reiterate, cryptocurrency makes up a tiny portion of my investment portfolio, and while losses may seem big, it is 1% of my total portfolio, and part of my "fun investing" that I do not rely on for long term growth. Let's look at everything in a bit more detail. Overall Assets Overall, my assets saw an …

May/June 2018 – Investment Portfolio Growth

Having a diverse portfolio of investments and assets is always a good thing to think about when planning your investment strategy and hoping for investment portfolio growth. For me, May and June showed how that diversity can help mitigate some of the risk associated with investing. After taking a big hit in my riskiest investment (cryptocurrency) and digging into my savings for a big purchase, I was able to offset those loses with the stability of my index investments, as well as my property value. Let's take a look! Overall Assets TFSA TD e-Series Index Funds There still seems to be …

Finance Guides

TD e-Series Excel – Track your Portfolio

It's finally here! I'm releasing my TD e-Series Excel Portfolio Tracker! When it comes to software, applications, or even spreadsheets to track your TD e-Series investments, I've found there is very little support on the web. I used to use Google Finance to track my portfolio, but they shut down that functionality unfortunately. Over time, I realized that the solution I was looking for to track my portfolio wasn't out there - so I decided to make my own. After requests from many of you, I'm releasing it for download! Version update history: Version 1.0 - initial release Version 1.1 - …

Step by step: How to buy TD e-Series Index Funds through TD Direct Investment

I’ve written a guide on the differences between investing in TD e-Series funds through a TD Mutual Fund Account and a TD Direct Investment Account.  I’ve also written how to buy and rebalance your e-Series funds through the TD Mutual Fund Account. Now let’s look at how to buy TD e-Series Index Funds through TD Direct Investment accounts. Before you start Before you can start trading using TD Direct Investment, you’ll need to setup some accounts.  This can be done online or in person by setting up a meeting with a TD Direct Investment rep from your local bank.  If you already have a portfolio …

Moving from TD Mutual Funds to TD Direct Investment

In previous posts I’ve talked about the differences between investing in TD e-Series funds through a TD Mutual Fund account and a TD Direct Investment account.  Both are good options, and many start with the simpler path of investing through a TD Mutual Fund account.  Eventually, this may not meet your needs anymore, and you'll need to move from investing through TD Mutual Funds to TD Direct Investment. Recap: TD Mutual Fund Account vs TD Direct Investment Account To make sure we are all on the same page, let’s quickly go over the 2 ways you can invest in TD e-Series funds. TD Mutual Fund …

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Why I Think EQ Bank is the Best High Interest Savings Account

When the big banks are offering 0.9% - 1.1% interest rates on their “high interest” savings accounts, with some of them requiring minimum balances of $5,000, you really have to wonder what other options are out there. After having made the move for my day-to-day banking to an online bank in the form of Tangerine, I decided to take the next step and open a savings account with an online bank that consistently has one of the highest interest rates; …

July/August 2018 – Investment Portfolio Growth

Summer is over, so it's time to look at how my investment portfolio grew over July and August! Over the 2 months, my net worth of investments rose over the $200,000, with gains in my Index Funds and home equity off-setting my cryptocurrency losses. As I feel like I always need to reiterate, cryptocurrency makes up a tiny portion of my investment portfolio, and while losses may seem big, it is 1% of my total portfolio, and part of my "fun …

May/June 2018 – Investment Portfolio Growth

Having a diverse portfolio of investments and assets is always a good thing to think about when planning your investment strategy and hoping for investment portfolio growth. For me, May and June showed how that diversity can help mitigate some of the risk associated with investing. After taking a big hit in my riskiest investment (cryptocurrency) and digging into my savings for a big purchase, I was able to offset those loses with the stability …

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