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An average guys journey to managing and growing his money by investing in index funds and attempting to make smart financial decisions.
Read latest article: Let's talk about: Bitcoin and cryptocurrencies

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Let’s Talk About: Bitcoin and Cryptocurrencies

Recently, I did what any long-term focused index investment financial enthusiast will tell you NOT to do – I entered the highly volatile world of Bitcoin and cryptocurrencies as investment. Let’s talk about why I did it, what strategy I’m using (if you call it strategy) and how it’s going so far. Buyer beware! One thing I want to emphasize, is that investing in Bitcoin and other cryptocurrencies is highly volatile, risky, and unpredictable! Before I started, I understood that any cash I put into crypto, could have the possibility of going to $0 value in an instant. I only invested money …

October/November/December 2017 – Investment portfolio growth

It's been a few months since my last update, but my investment portfolio has been looking good. Some big changes in my finances as I had a few major expenses - mainly fixes for my old car, and a purchase of a new car! The last 3 months also showed some great gains for my index fund investments. Overall Assets TFSA TD e-Series Index Funds The last 3 months saw some pretty steady increases across the board for my index fund investments, with the US Index Fund making the most gains, and with some dividends being paid out in December. The last few months have shown great return …

August/September 2017 – Investment portfolio growth

If you read my June/July update, you saw that my key theme was don't panic! August and September show why that pays off.  My index fund investments made steady gains over the 2 months, paying off in my TFSA and my RRSP.  My overall assets didn't make a lot of gains between August and September 2017, but as you can see below, that's due to my car value going down (which is a pretty arbitrary number based on the average asking price provided by Canadian Black Book) and me going on vacation and using some of my short-term savings for it. Overall Assets TFSA TD e-Series Index Funds Lot's of …

Finance Guides

Step by step: How to buy TD e-Series Index Funds through TD Direct Investment

I’ve written a guide on the differences between investing in TD e-Series funds through a TD Mutual Fund Account and a TD Direct Investment Account.  I’ve also written how to buy and rebalance your e-Series funds through the TD Mutual Fund Account. Now let’s look at how to buy TD e-Series Index Funds through TD Direct Investment accounts. Before you start Before you can start trading using TD Direct Investment, you’ll need to setup some accounts.  This can be done online or in person by setting up a meeting with a TD Direct Investment rep from your local bank.  If you already have a …

Moving from TD Mutual Funds to TD Direct Investment

In previous posts I’ve talked about the differences between investing in TD e-Series funds through a TD Mutual Fund account and a TD Direct Investment account.  Both are good options, and many start with the simpler path of investing through a TD Mutual Fund account.  Eventually, this may not meet your needs anymore, and you'll need to move from investing through TD Mutual Funds to TD Direct Investment. Recap: TD Mutual Fund Account vs TD Direct Investment Account To make sure we are all on the same page, let’s quickly go over the 2 ways you can invest in TD e-Series funds. TD Mutual Fund …

TD e-Series Funds – what are they, where do I buy them, and how much do they cost?

If you are just getting started with DIY investing, you may have a few questions about TD e-Series Index Funds.  Specifically, what are they? Where can you buy them? And what fee’s are associated with them? Let’s look at the basics about TD e-Series Index Funds. What are TD e-Series index funds? TD e-Series Index Funds are low cost, low maintenance index funds. They are available to purchase through a TD EasyWeb Mutual Fund account or a TD Direct Investment account. They provide a passive investment option with low MER’s (Management Expense Ratio) for Do-it-Yourself investors that can be …

Latest posts

Let’s Talk About: Bitcoin and Cryptocurrencies

Recently, I did what any long-term focused index investment financial enthusiast will tell you NOT to do – I entered the highly volatile world of Bitcoin and cryptocurrencies as investment. Let’s talk about why I did it, what strategy I’m using (if you call it strategy) and how it’s going so far. Buyer beware! One thing I want to emphasize, is that investing in Bitcoin and other cryptocurrencies is highly volatile, risky, and unpredictable! …

October/November/December 2017 – Investment portfolio growth

It's been a few months since my last update, but my investment portfolio has been looking good. Some big changes in my finances as I had a few major expenses - mainly fixes for my old car, and a purchase of a new car! The last 3 months also showed some great gains for my index fund investments. Overall Assets TFSA TD e-Series Index Funds The last 3 months saw some pretty steady increases across the board for my index fund investments, with …

August/September 2017 – Investment portfolio growth

If you read my June/July update, you saw that my key theme was don't panic! August and September show why that pays off.  My index fund investments made steady gains over the 2 months, paying off in my TFSA and my RRSP.  My overall assets didn't make a lot of gains between August and September 2017, but as you can see below, that's due to my car value going down (which is a pretty arbitrary number based on the average asking price provided by …

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