{"id":1460,"date":"2017-10-02T11:09:06","date_gmt":"2017-10-02T18:09:06","guid":{"rendered":"http:\/\/letstalkaboutmoney.ca\/?p=1460"},"modified":"2018-03-03T14:03:47","modified_gmt":"2018-03-03T22:03:47","slug":"augustseptember-2017-investment-portfolio-growth","status":"publish","type":"post","link":"https:\/\/letstalkaboutmoney.ca\/augustseptember-2017-investment-portfolio-growth\/","title":{"rendered":"August\/September 2017 – Investment portfolio growth"},"content":{"rendered":"

\"August-Septmeber<\/p>\n

If you read my June\/July update, you saw that my key theme was don’t panic!\u00a0<\/strong>August and September show why that pays off.\u00a0 My index fund investments made steady gains over the 2 months, paying off in my TFSA and my RRSP.\u00a0 My overall assets didn’t make a lot of gains between August and September 2017, but as you can see below, that’s due to my car value going down (which is a pretty arbitrary number based on the average asking price provided by Canadian Black Book<\/a>) and me going on vacation and using some of my short-term savings for it.<\/p>\n

Overall Assets<\/h2>\n

\"September<\/p>\n

TFSA TD e-Series Index Funds<\/h2>\n

Lot’s of ups and downs for my TFSA TD e-Series Index Funds, but the month ended on a high note, providing a return of $300 from the end of July. With the Bank of Canada interest rates rising<\/a>, the effect on my Canadian Bond Index Fund can be seen below, losing value overall in the last 2 months.<\/p>\n

\"September<\/p>\n

As you can see below, I’m still making gains overall for my investment portfolio, with it providing me of a return of over $900 since last Novemeber:<\/p>\n

\"September<\/p>\n

RRSP TD e-Series Index Funds<\/h2>\n

My RRSP consisting of an aggressive TD e-Series portfolio mirrored pretty close to my TFSA. With no bond investments in this portfolio, it saw a greater rate of return than my TFSA, but not by a whole lot.<\/p>\n

\"September<\/p>\n

I didn’t contribute at all to my RRSP over the last 2 months, but I will still continue to add funds in the future to meet the requirements of repaying funds I took as part of the Home Buyers’ Plan<\/a>. I’ve said it before in other articles, but my current focus is on growing my TFSA.<\/p>\n

\"September<\/p>\n

High Interest TFSA<\/h2>\n

Even the best savers need to spend a little money on themselves.\u00a0 A somewhat last minute vacation put me behind on my short-term savings account.\u00a0 I didn’t add any funds, and needed to withdraw a small amount, that I hope to replenish in October. With the Bank of Canada interest rates rising, it means that Tangerine raised it’s interest rates from 0.8% to 1%. Still not a great return, but it’s nice to see the increase.<\/p>\n

\"September<\/p>\n

Home Value<\/h2>\n

My home equity continues to grow. The numbers below speak for themselves – but it’s always hard to tell how much a property investment is worth until you actually sell it.<\/p>\n

\"September<\/p>\n","protected":false},"excerpt":{"rendered":"

If you read my June\/July update, you saw that my key theme was don’t panic!\u00a0August and September show why that pays off.\u00a0 My index fund investments made steady gains over the 2 months, paying off in my TFSA and my RRSP.\u00a0 My overall assets didn’t make a lot of gains between August and September 2017, […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ub_ctt_via":"","inline_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"content-sidebar","footnotes":""},"categories":[28,21,17,16],"tags":[],"featured_image_src":null,"author_info":{"display_name":"Let's Talk About Money","author_link":"https:\/\/letstalkaboutmoney.ca\/author\/letstalkaboutmoney\/"},"yoast_head":"\nAugust\/September 2017 - 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