{"id":1278,"date":"2017-04-02T17:55:47","date_gmt":"2017-04-03T00:55:47","guid":{"rendered":"http:\/\/letstalkaboutmoney.ca\/?p=1278"},"modified":"2018-03-03T14:04:21","modified_gmt":"2018-03-03T22:04:21","slug":"march-2017-investment-portfolio-growth","status":"publish","type":"post","link":"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/","title":{"rendered":"March 2017 – Investment portfolio growth"},"content":{"rendered":"

Let’s take a look at my investment portfolio growth for the month of March 2017. \u00a0My index funds started the month off with a bang, with the 3 equity funds making a big jump. I also completed moving my day-to-day funds from TD Bank to Tangerine, which allowed me to move the $2,000 that I kept in my chequing account to waive the bank fees into an interest earning account.\u00a0For a description of my assets, see a detailed explanation of My Portfolio<\/a>.<\/p>\n

Overall Assets<\/h2>\n

\"March<\/p>\n

TFSA TD e-Series Index Funds<\/h2>\n

March saw an increase in all 4 of my TD e-Series Index Funds. \u00a0I mainly benefited from the jump in fund prices that happened on March 1, and saw some ups and downs after that throughout the rest of the month. \u00a0I was able to add more than usual to all of my funds this month, as I had to make up for February (where I held back funds to ensure a successful transfer of banks)<\/a>.<\/p>\n

\"March<\/p>\n

The international and Canadian index funds were the stand out this month, and my overall TFSA portfolio saw an increase in value of $152! <\/strong>This excludes the amount I added myself.<\/p>\n

\"March<\/p>\n

RRSP Mutual Fund<\/h2>\n

March was my first full month holding an extremely aggressive equity portfolio for my relatively small RRSP fund. \u00a0I discontinued my monthly $25 contribution due to changing banks, but will make more infrequent and larger contributions throughout the year.<\/p>\n

\"March<\/h2>\n

\"March<\/p>\n

High Interest TFSA<\/h2>\n

In March, I finally made the change for my short-term savings from a TD high-interest savings account (0.5%) to a Tangerine high-interest savings account (0.8%). \u00a0I was also able to add the $2,000 I usually store in my chequing account the waive fees. \u00a0I topped up the account with some extra savings this month as well that I wasn’t able to make in February due to being inbetween banks.<\/p>\n

\"March<\/p>\n

The interest I’m making isn’t a lot higher than at TD, but it is still noticeably higher. \u00a0In future months I may again move to a higher interest account at another bank, but one step at a time.<\/p>\n

Chequing account<\/h2>\n

As I said above, I no longer need to keep money in a chequing account to waive bank fees, and Tangerine has no fees associated with it’s day to day chequing accounts. \u00a0This money was moved to my short term high-interest savings account.<\/p>\n

Home Value<\/h2>\n

Equity in my home continues to rise a little bit every month.\u00a0 The estimated equity value below makes a few assumptions:<\/p>\n

    \n
  1. The value of my property has remained the same (unlikely)<\/li>\n
  2. Does not include fees and costs associated with selling<\/li>\n<\/ol>\n

    \"March<\/p>\n

    Car value<\/h2>\n

    My car dropped in value this month\u00a0based on average selling prices based on\u00a0Canadian Black Book<\/a>\u2018s value estimate. \u00a0I don\u2019t see my car as an investment, but since it has value as an asset, I include it.<\/p>\n

    Pension<\/h2>\n

    This month I received my yearly pension update for 2016. \u00a0It grew by almost $8,700 in 2016<\/strong>, including contributions by me, my employer, and investment gains made by the pension investments themselves. \u00a0I won’t receive another pension update for a year, so this value will stay the same over the next 12 months even though it will be slowly growing month-by-month.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Let’s take a look at my investment portfolio growth for the month of March 2017. \u00a0My index funds started the month off with a bang, with the 3 equity funds making a big jump. I also completed moving my day-to-day funds from TD Bank to Tangerine, which allowed me to move the $2,000 that I […]<\/p>\n","protected":false},"author":2,"featured_media":1281,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ub_ctt_via":"","inline_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"content-sidebar","footnotes":""},"categories":[28,21,17,16],"tags":[],"featured_image_src":"https:\/\/letstalkaboutmoney.ca\/wp-content\/uploads\/2017\/04\/March-2017-TFSA-Index-Portfolio-Gains-Graph.jpg","author_info":{"display_name":"Let's Talk About Money","author_link":"https:\/\/letstalkaboutmoney.ca\/author\/letstalkaboutmoney\/"},"yoast_head":"\nMarch 2017 - Investment portfolio growth<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"March 2017 - Investment portfolio growth\" \/>\n<meta property=\"og:description\" content=\"Let’s take a look at my investment portfolio growth for the month of March 2017. \u00a0My index funds started the month off with a bang, with the 3 equity funds making a big jump. I also completed moving my day-to-day funds from TD Bank to Tangerine, which allowed me to move the $2,000 that I […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/\" \/>\n<meta property=\"og:site_name\" content=\"Let's Talk About Money\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/letstalkaboutmoneyca\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/letstalkaboutmoneyca\" \/>\n<meta property=\"article:published_time\" content=\"2017-04-03T00:55:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-03-03T22:04:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/letstalkaboutmoney.ca\/wp-content\/uploads\/2017\/04\/March-2017-TFSA-Index-Portfolio-Gains-Graph.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"742\" \/>\n\t<meta property=\"og:image:height\" content=\"353\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary\" \/>\n<meta name=\"twitter:creator\" content=\"@LetsTalkMoneyCA\" \/>\n<meta name=\"twitter:site\" content=\"@LetsTalkMoneyCA\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Let's Talk About Money\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/letstalkaboutmoney.ca\/#website\",\"url\":\"https:\/\/letstalkaboutmoney.ca\/\",\"name\":\"Let's Talk About Money\",\"description\":\"A Canadian personal finance blog for DIY investors\",\"publisher\":{\"@id\":\"https:\/\/letstalkaboutmoney.ca\/#\/schema\/person\/42fa11ab668dcdeeaa7a1f15de056255\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/letstalkaboutmoney.ca\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-CA\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/#primaryimage\",\"inLanguage\":\"en-CA\",\"url\":\"https:\/\/letstalkaboutmoney.ca\/wp-content\/uploads\/2017\/04\/March-2017-TFSA-Index-Portfolio-Gains-Graph.jpg\",\"contentUrl\":\"https:\/\/letstalkaboutmoney.ca\/wp-content\/uploads\/2017\/04\/March-2017-TFSA-Index-Portfolio-Gains-Graph.jpg\",\"width\":742,\"height\":353,\"caption\":\"March 2017 - TFSA Index Portfolio Gains Graph\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/#webpage\",\"url\":\"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/\",\"name\":\"March 2017 - Investment portfolio growth\",\"isPartOf\":{\"@id\":\"https:\/\/letstalkaboutmoney.ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/#primaryimage\"},\"datePublished\":\"2017-04-03T00:55:47+00:00\",\"dateModified\":\"2018-03-03T22:04:21+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/#breadcrumb\"},\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/letstalkaboutmoney.ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"March 2017 – Investment portfolio growth\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/#webpage\"},\"author\":{\"@id\":\"https:\/\/letstalkaboutmoney.ca\/#\/schema\/person\/42fa11ab668dcdeeaa7a1f15de056255\"},\"headline\":\"March 2017 – Investment portfolio growth\",\"datePublished\":\"2017-04-03T00:55:47+00:00\",\"dateModified\":\"2018-03-03T22:04:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/#webpage\"},\"wordCount\":531,\"commentCount\":2,\"publisher\":{\"@id\":\"https:\/\/letstalkaboutmoney.ca\/#\/schema\/person\/42fa11ab668dcdeeaa7a1f15de056255\"},\"image\":{\"@id\":\"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/letstalkaboutmoney.ca\/wp-content\/uploads\/2017\/04\/March-2017-TFSA-Index-Portfolio-Gains-Graph.jpg\",\"articleSection\":[\"2017\",\"Featured\",\"Investment\",\"Portfolio Update\"],\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/#respond\"]}]},{\"@type\":[\"Person\",\"Organization\"],\"@id\":\"https:\/\/letstalkaboutmoney.ca\/#\/schema\/person\/42fa11ab668dcdeeaa7a1f15de056255\",\"name\":\"Let's Talk About Money\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/letstalkaboutmoney.ca\/#personlogo\",\"inLanguage\":\"en-CA\",\"url\":\"https:\/\/letstalkaboutmoney.ca\/wp-content\/uploads\/2016\/12\/icon.png\",\"contentUrl\":\"https:\/\/letstalkaboutmoney.ca\/wp-content\/uploads\/2016\/12\/icon.png\",\"width\":512,\"height\":512,\"caption\":\"Let's Talk About Money\"},\"logo\":{\"@id\":\"https:\/\/letstalkaboutmoney.ca\/#personlogo\"},\"sameAs\":[\"http:\/\/letstalkaboutmoney.ca\",\"https:\/\/www.facebook.com\/letstalkaboutmoneyca\",\"https:\/\/twitter.com\/LetsTalkMoneyCA\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"March 2017 - Investment portfolio growth","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/","og_locale":"en_US","og_type":"article","og_title":"March 2017 - Investment portfolio growth","og_description":"Let’s take a look at my investment portfolio growth for the month of March 2017. \u00a0My index funds started the month off with a bang, with the 3 equity funds making a big jump. I also completed moving my day-to-day funds from TD Bank to Tangerine, which allowed me to move the $2,000 that I […]","og_url":"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/","og_site_name":"Let's Talk About Money","article_publisher":"https:\/\/www.facebook.com\/letstalkaboutmoneyca","article_author":"https:\/\/www.facebook.com\/letstalkaboutmoneyca","article_published_time":"2017-04-03T00:55:47+00:00","article_modified_time":"2018-03-03T22:04:21+00:00","og_image":[{"width":742,"height":353,"url":"https:\/\/letstalkaboutmoney.ca\/wp-content\/uploads\/2017\/04\/March-2017-TFSA-Index-Portfolio-Gains-Graph.jpg","type":"image\/jpeg"}],"twitter_card":"summary","twitter_creator":"@LetsTalkMoneyCA","twitter_site":"@LetsTalkMoneyCA","twitter_misc":{"Written by":"Let's Talk About Money","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebSite","@id":"https:\/\/letstalkaboutmoney.ca\/#website","url":"https:\/\/letstalkaboutmoney.ca\/","name":"Let's Talk About Money","description":"A Canadian personal finance blog for DIY investors","publisher":{"@id":"https:\/\/letstalkaboutmoney.ca\/#\/schema\/person\/42fa11ab668dcdeeaa7a1f15de056255"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/letstalkaboutmoney.ca\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-CA"},{"@type":"ImageObject","@id":"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/#primaryimage","inLanguage":"en-CA","url":"https:\/\/letstalkaboutmoney.ca\/wp-content\/uploads\/2017\/04\/March-2017-TFSA-Index-Portfolio-Gains-Graph.jpg","contentUrl":"https:\/\/letstalkaboutmoney.ca\/wp-content\/uploads\/2017\/04\/March-2017-TFSA-Index-Portfolio-Gains-Graph.jpg","width":742,"height":353,"caption":"March 2017 - TFSA Index Portfolio Gains Graph"},{"@type":"WebPage","@id":"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/#webpage","url":"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/","name":"March 2017 - Investment portfolio growth","isPartOf":{"@id":"https:\/\/letstalkaboutmoney.ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/#primaryimage"},"datePublished":"2017-04-03T00:55:47+00:00","dateModified":"2018-03-03T22:04:21+00:00","breadcrumb":{"@id":"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/#breadcrumb"},"inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/letstalkaboutmoney.ca\/"},{"@type":"ListItem","position":2,"name":"March 2017 – Investment portfolio growth"}]},{"@type":"Article","@id":"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/#article","isPartOf":{"@id":"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/#webpage"},"author":{"@id":"https:\/\/letstalkaboutmoney.ca\/#\/schema\/person\/42fa11ab668dcdeeaa7a1f15de056255"},"headline":"March 2017 – Investment portfolio growth","datePublished":"2017-04-03T00:55:47+00:00","dateModified":"2018-03-03T22:04:21+00:00","mainEntityOfPage":{"@id":"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/#webpage"},"wordCount":531,"commentCount":2,"publisher":{"@id":"https:\/\/letstalkaboutmoney.ca\/#\/schema\/person\/42fa11ab668dcdeeaa7a1f15de056255"},"image":{"@id":"https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/#primaryimage"},"thumbnailUrl":"https:\/\/letstalkaboutmoney.ca\/wp-content\/uploads\/2017\/04\/March-2017-TFSA-Index-Portfolio-Gains-Graph.jpg","articleSection":["2017","Featured","Investment","Portfolio Update"],"inLanguage":"en-CA","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/letstalkaboutmoney.ca\/march-2017-investment-portfolio-growth\/#respond"]}]},{"@type":["Person","Organization"],"@id":"https:\/\/letstalkaboutmoney.ca\/#\/schema\/person\/42fa11ab668dcdeeaa7a1f15de056255","name":"Let's Talk About Money","image":{"@type":"ImageObject","@id":"https:\/\/letstalkaboutmoney.ca\/#personlogo","inLanguage":"en-CA","url":"https:\/\/letstalkaboutmoney.ca\/wp-content\/uploads\/2016\/12\/icon.png","contentUrl":"https:\/\/letstalkaboutmoney.ca\/wp-content\/uploads\/2016\/12\/icon.png","width":512,"height":512,"caption":"Let's Talk About Money"},"logo":{"@id":"https:\/\/letstalkaboutmoney.ca\/#personlogo"},"sameAs":["http:\/\/letstalkaboutmoney.ca","https:\/\/www.facebook.com\/letstalkaboutmoneyca","https:\/\/twitter.com\/LetsTalkMoneyCA"]}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/letstalkaboutmoney.ca\/wp-json\/wp\/v2\/posts\/1278"}],"collection":[{"href":"https:\/\/letstalkaboutmoney.ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/letstalkaboutmoney.ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/letstalkaboutmoney.ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/letstalkaboutmoney.ca\/wp-json\/wp\/v2\/comments?post=1278"}],"version-history":[{"count":0,"href":"https:\/\/letstalkaboutmoney.ca\/wp-json\/wp\/v2\/posts\/1278\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/letstalkaboutmoney.ca\/wp-json\/wp\/v2\/media\/1281"}],"wp:attachment":[{"href":"https:\/\/letstalkaboutmoney.ca\/wp-json\/wp\/v2\/media?parent=1278"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/letstalkaboutmoney.ca\/wp-json\/wp\/v2\/categories?post=1278"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/letstalkaboutmoney.ca\/wp-json\/wp\/v2\/tags?post=1278"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}